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Obtain Your Life Insurance In 3 Easy Steps
Obtain Your Life
Insurance In 3 Easy Steps
"If you’re looking for a life insurance agent who is reliable, caring, and truly committed to your long-term peace of mind, I highly recommend Walter Gonzalez." - Heidi Morales
In simple terms, it's a tool used to create a TAX FREE transfer of generational wealth. Imagine if you could provide your children with $500,000 dollars TAX FREE to become debt free or start a business upon you passing. Here's the reality: We're all going to die. Wealthy people accept this as fact and immediately make plans to protect their legacy. Our culture waits until the last minute and end up being denied for insurance or can't afford it. Don't let that be you.
The cost of life insurance varies based on several factors, including your age, health, and the amount and type of coverage you need. A healthy 30-year-old might pay as little as $20 per month for a term life insurance policy, when an older, less healthy individual could pay several times that amount.The cost of a whole life insurance policy, which provides coverage for the duration of your life and often includes a savings component, can be significantly higher than the cost of a term life insurance policy. It is important to consider not only the cost of life insurance, but also the level of protection it provides and your unique needs and circumstances. Our insurance experts can help you determine the most cost-effective options for your
The amount of life insurance you need depends on several factors, including your income, debts, and the number of people you want to protect. A common rule of thumb is to purchase coverage equal to 10-12 times your annual income. However, this may not necessarily be the right amount for your specific situation. It's important to consider your long-term financial goals and obligations, such as paying off a mortgage, funding a child's education, or providing ongoing financial support for your family. Our insurance experts can help you determine the right amount of coverage based on your needs and circumstances. It's also important to regularly review your life insurance coverage and adjust it as your needs change over time. We can help you review your coverage and make changes as needed to ensure that you have the protection you need.
I talked to several agents in the past but nothing convinced me more than Walter’s approach to understanding my needs for coverage. He asked questions that made me feel like he cared and he had several options for me to choose from, never tried to push just one. Thank you, Walter! My family and I appreciate you.
I had an excellent experience working with Walter Gonzalez for my life insurance needs. From the very beginning, he was knowledgeable, professional, and genuinely cared about helping me find the best policy for my situation. He took the time to explain all my options clearly, answered all of my questions with patience, and made the entire process smooth and stress-free.
I educate you on the right policy for your family and how it works.
I help you carve out a monthly budget and then tailor the right plan to fit your needs.
I help you choose a monthly budget and then look at which of our 35 different insurance carriers can fit your needs.